One of the biggest problems people have with their credit score is that they don’t know why it’s so low. They just check their score without looking into the details of their history.
It’s so paramount to get a credit report, and it’s even offered free by the United States government. https://annualcreditreport.com
Once you get it, review it closely and look for errors. Common errors include:
- Clerical errors (mistyped dates, duplicates of loans on the credit history, and other odd looking things)
- Loans that are in your name, but don’t belong to you
- Fraudulent items
We will review your credit report and look for items that, by law, are no longer allowed to be on your credit report. We dispute these items and make sure they’re removed, giving you a fair chance.
Removing derogatory items from your credit report is going to see a drastic improvement in your credit score. For that reason, it pays to have credit professionals check over your report and make sure everything is on the up and up.